A 401(k) plan allows employees to save for retirement with pre-tax dollars withdrawn directly from their paycheck, and also allows employers to contribute to the employee’s account.

  • Employees may select investments offered through the employer plan.
  • If an employee leaves the organization, he or she can transfer or rollover the vested balance of the 401(k) into another employer’s plan or an IRA.
  • Some 401(k) plans allow contributions to designated Roth accounts in the plan. These Roth account contributions are after you have paid the taxes, but later most distributions qualify as tax-free for life.
  • Funds in a designated Roth account in a 401(k) can be rolled over to Roth IRAs or to another employer’s designated Roth account, if the plan will accept the rollover. Funds in a Roth IRA may not be rolled over to a designated Roth account in an employer’s plan.

Discover how you can take advantage of our retirement financial service options.

This site is for informational purposes only and is not intended to be a solicitation or offering of any security and:
Representatives of a Registered Broker-Dealer ("BD") or Registered Investment Advisor ("IA") may only conduct business in a state if the representatives and the BD or IA they represent (a) satisfy the qualification requirements of, and are approved to do business by, that state; or (b) are excluded or exempted from that state's registration requirements.
Representatives of a BD or IA are deemed to conduct business in a state to the extent that they would provide individualized responses to investor inquiries that involve (a) effecting, or attempting to effect, transactions in securities; or (b) rendering personalized investment advice for compensation.
Securities and advisory services offered through SII Investments, Inc.
Member FINRA/SIPC, and a Registered Investment Advisor.
Insight Asset Management and SII are separate companies.
SII does not provide tax or legal advice.
Investments and Services available to residents of: CA, CO, IA, MI, NM, OH, OR, TX, VA
FINRA State Registrations: CA, CO, IA, MI, NM, OH, OR, TX, VA
IA State Registrations: CA, CO, IA, MI, NM, OR, TX, VA